Finance

Freelance Rate Finder

Calculate the minimum hourly rate you need to charge based on your desired income and expenses.

Desired Annual Take-Home ($)

Billable Hours per Week

Weeks Working per Year

Self-Employment Tax Rate (%)

Annual Business Expenses ($)

Profit Buffer (%)

💡 Rule of thumb: Your freelance rate should be at least 2–3× your equivalent employee salary to account for taxes, benefits, downtime, and business costs.

💰 Financial Disclaimer: This tool provides general estimates for educational purposes only and does not constitute financial, investment, tax, or legal advice. Results are based on the inputs you provide and simplified assumptions — actual outcomes may differ materially. Past performance is not indicative of future results. Always consult a qualified financial advisor, accountant, or other professional before making financial decisions.