Finance

FIRE Number Calculator

Calculate your Financial Independence Retire Early number — the portfolio size that funds your life forever.

Annual Expenses in Retirement ($)

Safe Withdrawal Rate (%)

Current Savings / Portfolio ($)

Monthly Savings Contribution ($)

Expected Annual Return (%)

Expected Annual Inflation (%)

The 4% Rule (Trinity Study): withdraw 4% of portfolio in year 1, adjust for inflation each year — historically has lasted 30+ years for a 60/40 stock/bond portfolio.

💰 Financial Disclaimer: This tool provides general estimates for educational purposes only and does not constitute financial, investment, tax, or legal advice. Results are based on the inputs you provide and simplified assumptions — actual outcomes may differ materially. Past performance is not indicative of future results. Always consult a qualified financial advisor, accountant, or other professional before making financial decisions.